IndusInd Bank Signature Legend Credit Card

The IndusInd Bank Signature Legend Credit Card offers numerous features and benefits. Here’s a look.

A new generation bank, IndusInd was founded in 1994 and is headquartered in Mumbai. The IndusInd Bank Signature Legend Credit Card is a widely popular contactless card. Cardholders can earn rewards points and redeem them to purchase luxury products or get them converted into JPMiles. The card offers great travel, shopping and dining privileges, and has been designed to help you save as you spend.

IndusInd Bank Signature Legend Credit Card Features

Here are the key features of this premium credit card.

  1. Earn 1 reward point for every ₹100 spent on weekdays and 2 rewards points for every ₹100 spent on weekends.
  2. Get 2.5% fuel surcharge waiver at all petrol pumps across India.  
  3. On using the card, you get promotional codes for Jet Airways. Using these codes, you can get a full discount on the airline base fare and fuel charge.
  4. Get Genesis Luxury vouchers, which give you access to 14 of the top international brands.
  5. If you spend ₹6 lakhs or more within 1 year of being issued the card, you earn 4,000 bonus reward points.  
  6. Under the Airline Ticket program, you can earn 3 free one-way domestic flight tickets of your preferred sector and date.
  7. The complementary airport Priority Pass Program gives you access to more than 600 VIP airport lounges across the world.
  8. Travel insurance cover to protect you in case of lost or delayed baggage, loss of ticket, loss of passport and missed connection.
  9. You are provided a year-end accounts summary, which helps you track all the purchases you have made with your card through the financial year.
  10. You can enjoy one golf lesson and one golf game every month.
  11. The card provides excellent 24-hour concierge services. You can contact global experts for pre-trip assistance and help with flight bookings, hotel reservations, gift delivery, sports and entertainment bookings and more.
  12. Get 24×7 assistance in case of road emergencies, such as fuel, roadside repair, flat tyre assistance, towing assistance or medical emergency.
  13. Get 3 free movie tickets worth ₹200 each from BookMyShow and 4 Sathya Cinemas tickets worth ₹120 each, every month. These can be availed on a buy-one-get-one-free or first-come-first-serve basis.
  14. Under the Total Protect Program, you get full protection against unauthorized transactions in case of stolen or lost card. IndusInd Bank covers you up to 48 days prior to reporting of the loss of the card.
  15. All cardholders get a complimentary personal air accident insurance cover worth ₹25 lakhs.
  16. Joining fee is ₹9,999, if you want to get the card without vouchers, and ₹25,000, if you want the vouchers as well. However, there is no annual fee.
  17. Finance charges are 3.83% monthly and 46% per annum.

Limitations

  1. To get the maximum benefits, you’ll need to spend only during the weekends.

Advantages

  1. Wide variety of benefits

Disadvantages

  1. Maximum benefit can be availed only if you spend on weekends

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